Click Here to See The Return of Premium Long Term Care Examples 

91%

Of couples (65+) experiencing a long term care event.

What is The Return of Premium Long Term Care Plan?

The Return of Premium Long Term Care Plan takes advantage of a provision in the 2006 Pension Protection Act, allowing a special qualified life insurance policy to be withdrawn tax-free if used for long term care.

Learn About the New Answer to Today's  Long Term Care Crisis

CALL NOW TO LEARN MORE
(888) 480-6620

CALL NOW TO SEE IF YOU QUALIFY

888-892-1102

CALL NOW TO SEE IF YOU QUALIFY

888-892-1102

Download Our FREE 844 LTC Special Report

There are several variations of Asset Based Care policies. Our planning specialists have put together this comprehensive report to help answer any questions you may have about long-term care. You can download it FREE below.

Why Do You Need

The Return of Premium LTC Plan?

You've worked hard to save for retirement and plan for your future. But what would happen if you or someone you love experienced an extended long term care event? Could you cover the impact of unexpected long term care expenses, and which assets would you use to pay for it? Inside this Special Report is your answer to today’s long term care crisis.

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Return of Premium Long Term Care - Today’s Answer to the LTC Crisis.

Prepay Your
Long-Term Care With Dimes On The Dollar.

Leveraged Care is long term care insurance that leverages pre-existing assets for future long-term care. 

Leverage current assets for your future long term care with dimes on the dollar. Download our Special Report to learn more.

Download Your FREE ROP LTC Special Report

80%

80% of people needing care receive it from friends and family.

Get up to ten times your premium deposit in LTC benefits.

10x

6x

Care giving spouses are six times more likely to suffer depression.

Download your free Return of Premium LTC report and learn more about this new alternative.

Download Your FREE ROP LTC Special ReportDownload Your FREE Return of Premium Special Report

With the Return of Premium Long Term Care Plan:

  • Simply reposition your self-funded dollars from your left pocket to your right pocket, creating an account that can expand up to 10 times, should you experience a long term care event.
  • Benefits are paid on an Indemnity Basis, meaning you get the cash to spend as you see fit - no receipts required! 

Why Should You Buy The Return of Premium LTC Plan?

You've worked hard to save for retirement and plan for your future. But what would happen if you or someone you love experienced an extended long term care event? Could you cover the impact of unexpected long term care expenses, and which assets would you use to pay for it? Inside this Special Report is your answer to today’s long term care crisis.

Download your free Return of Premium LTC report and learn more about this new alternative.

What Are the Benefits of
The Return of Premium LTC Plan?

The Return of Premium LTC Plan can be used for a wide variety of care, including care from a professional caregiver and even informal care from family and friends. In short, you can access the dollars from your Return of Premium LTC Plan to pay for anything. Not to mention, if you have the good fortune of dodging the long term care bullet, a tax-free life insurance benefit valued equal to or greater than your deposit will be paid to your beneficiaries at your passing.

Download your free Return of Premium LTC Plan report and learn more about the benefits of this revolutionary new smart solution to the LTC Crisis. 

Download Your FREE ROP LTC Special Report

What Are The Benefits Of The Return of Premium LTC Plan?

The Return of Premium LTC Plan can be used for a wide variety of care, including informal care from family or friends it also covers care from a professional caregiver. In short, you can access the dollars from your “Ultimate 844 LTC Plan” to pay for anything. Not to mention if you have the good fortune of dodging the long term care bullet, a tax-free life insurance benefit valued equal to or greater than your deposit will be paid to your beneficiaries at your passing.

Download your free Return of Premium LTC Plan report and learn more about the benefits of this revolutionary new smart solution to the LTC Crisis. 

How Do You Qualify For The Return of Premium LTC Plan?

Qualifying for the Return of Premium LTC plan is easier than you think. A medical exam is not required! Just answer a few medical questions, and take a cognitive impairment test over the phone. For the most part, if you aren’t being treated for a major illness or don’t have dementia or Alzheimer’s…you can secure the Return of Premium LTC Plan. Anybody over the age of 40 should consider the Return of Premium LTC Plan, but the maximum issue age is 75. (Although we do have alternative plans for those over age 75.)

The Return of Premium Long Term Care plan is offered through Estate Planning Specialists – leading the nation in strategic Estate Planning since 1972. Guided by CEO, David Phillips, and President, Todd Phillips, Estate Planning Specialists continues to be recommended by nationally recognized financial gurus such as Mark Skousen, Forecasts and Strategies, Bob Carlson, Retirement Watch, Dr. David Eifrig, Retirement Millionaire, and Tony Sagami, The Bull and Bear. 

Download Your FREE ROP LTC Special Report